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Best Crypto Cards in Israel (2026)

Compare 14 crypto cards available in Israel. Capital gains taxed at 25%, ILS settlement, and growing fintech innovation hub.

25% capital gains tax with strong fintech innovation culture.

Top Cards in Israel

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31 Results

Verified for Israel

31 crypto cards available

Local currency: ILS

If you bank with Bank Leumi, Bank Hapoalim, or Discount Bank, your debit card earns zero cashback and charges 2-3% on non-ILS purchases. Israel's 14 globally available crypto cards offer up to 6% cashback, zero FX fees, and meaningful savings on international transactions.

Israel has a thriving tech and fintech ecosystem (the "Startup Nation") with growing crypto adoption. The ITA (Israel Tax Authority) provides clear crypto tax guidance. ILS (New Israeli Shekel) means FX fees matter on every card transaction.

CardMax CashbackAnnual FeeFX FeeTypeBest For
Tria Premium6%$2500%DebitHighest cashback, self-custody
Crypto.com5%$00%PrepaidMetal tiers (CRO stake required)
ether.fi3%$01%CreditBorrow-to-spend model
Bleap2%$00%DebitFree self-custody card
KAST2%$00%PrepaidNo-fee starter card
Tria Virtual1.5%$00%DebitFree self-custody entry
xPlace0.5%$01%DebitBudget self-custody option

KAST is the best free option for Israeli users: 2% cashback, zero FX fee, zero annual fee. At 25% CGT, stablecoin funding is recommended to minimize taxable disposal events.

Best Card For Every Need in Israel

Top 10 Crypto Cards in Israel

KAST Solana Gold Card
Option 1Verified
Apply Now →

1. KAST Solana Gold Card

24K Gold Plated: 8% Points + VIP Concierge at $10,000/yr

RewardsUp to 8%
FX FeeTBD
Annual Fee$10000
Our VerdictThe Solana Gold Card is KAST's ultimate flex. At $10000 per year, it delivers the highest available points rate (8% Season 5) with a 24K gold plated physical card and VIP concierge.
✓24K gold plated card
✓8% Season 5 points (highest available)
✓1x SOL staking multiplier
✓VIP concierge access
KAST Solana Solid Gold Card
Option 2Verified
Apply Now →

2. KAST Solana Solid Gold Card

37g Solid Gold: The Only Solid Gold Crypto Card on the Market

RewardsUp to 8%
FX FeeTBD
Annual Fee$10000
Our VerdictThe Solana Solid Gold Card is the only solid gold crypto card on the market. Invite-only with 8% Season 5 points, VIP concierge, and a supplementary gold plated card for daily use. This is the ultimate collector's item for the KAST ecosystem.
✓37g solid gold construction
✓8% Season 5 points (highest available)
✓1x SOL staking multiplier
✓VIP concierge access
Prime
Option 3Verified
Apply Now →

3. Prime

The Apex: 8% Uncapped CRO Rewards + Private Account Manager

RewardsUp to 8%
FX Fee0%
Annual FeeTBD
Our VerdictThe Prime card is the highest-reward card in the crypto industry. At 8%% uncapped CRO rewards, it turns every dollar of spending into meaningful token accumulation. The $1,000,000 CRO stake is the barrier, but for those who clear it, no other card delivers this rate at this scale.
✓Highest cashback rate in crypto (8%)
✓No monthly reward cap
✓Private account manager
✓15% travel rewards (coming soon)
Tria Premium Card
Option 4Verified
Apply Now →

4. Tria Premium Card

Ultimate Web3 Luxury: 6% Cashback + Zero ATM Fees

RewardsUp to 6%
FX Fee0%
Annual Fee$250
Our VerdictThe Tria Premium Card is the best self-custodial card on the market in 2026. The combination of 6%% rewards and zero global ATM fees makes the $250 fee negligible for frequent travelers. It bridges the gap between luxury banking and DeFi sovereignty perfectly.
✓Uncapped 6% cashback rewards
✓Zero ATM fees globally (unlimited)
✓Metal card with purchase protection
✓Elite 15% APY yield stacking
KAST Bitcoin Black Card
Option 5Verified
Apply Now →

5. KAST Bitcoin Black Card

Bitcoin Black Metal: 5% Points + 4% $MOVE at $1,000/yr

RewardsUp to 5%
FX FeeTBD
Annual Fee$1000
Our VerdictThe Bitcoin Black Card is KAST's premium metal card for Bitcoin enthusiasts. At $1000 per year, it delivers 5% Season 5 points with a sleek black metal Bitcoin-branded design.
✓Bitcoin-themed metal design
✓5% Season 5 points
✓0.5x SOL staking boost
✓Premium build quality
KAST Founders Edition
Option 6Verified
Apply Now →

6. KAST Founders Edition

Strictly Limited: $5,000 One-Time + VIP Concierge + No Annual Fee

RewardsUp to 5%
FX FeeTBD
Annual FeeFree
Our VerdictThe Founders Edition is KAST's strictly-limited collector card. A one-time $5,000 payment (no recurring fee) delivers 5% Season 5 points, VIP concierge, and a limited-edition metal card that doubles as a collector's item.
✓Strictly limited metal card
✓5% Season 5 points
✓VIP concierge access
✓No recurring annual fee
KAST Solana Illuma Card
Option 7Verified
Apply Now →

7. KAST Solana Illuma Card

Illuminating Metal: 5% Points + 4% $MOVE at $1,000/yr

RewardsUp to 5%
FX FeeTBD
Annual Fee$1000
Our VerdictThe Solana Illuma is KAST's illuminating metal card for Solana believers. At $1000 per year, it delivers 5% Season 5 points with a distinctive light-up design that sets it apart from every other crypto card.
✓Illuminating metal design
✓5% Season 5 points
✓0.5x SOL staking boost
✓Solana-branded
KAST X Card
Option 8Verified
Apply Now →

8. KAST X Card

Chromoly Metal: 5% Points + 4% $MOVE at $1,000/yr

RewardsUp to 5%
FX FeeTBD
Annual Fee$1000
Our VerdictThe X Card is KAST's signature premium metal card. At $1000 per year, it delivers 5% Season 5 points - 2.5x the standard tier. The 100% chromoly 32g construction makes it the heaviest crypto card on the market.
✓100% chromoly 32g metal card
✓5% Season 5 points
✓0.5x SOL staking boost
✓Instant virtual access
Private (Obsidian)
Option 9Verified
Apply Now →

9. Private (Obsidian)

The Pinnacle: 5% Cashback + Private Jet Perks

RewardsUp to 5%
FX Fee0%
Annual FeeTBD
Our VerdictThe Private (Obsidian) card is the pinnacle of the Crypto.com program. While the $500,000 stake is significant, the 5%% uncapped cashback and private jet perks make it the world's most prestigious crypto card for 2026.
✓Maximum 5% uncapped cashback
✓Private Jet partnership perks
✓Luxury airport concierge service
✓World's most prestigious crypto card
Private (Icy White / Rose Gold)
Option 10Verified
Apply Now →

10. Private (Icy White / Rose Gold)

Elite Private Status: 4% Uncapped Cashback + Guests

RewardsUp to 4%
FX Fee0%
Annual FeeTBD
Our VerdictThe Private (Icy White / Rose Gold) tier is for the serious collector. With 4%% uncapped cashback and private concierge access, it's a statement card that rewards high spending volume with elite Web3 status.
✓Uncapped 4% cashback on all spend
✓Airport lounge access for you + 1 guest
✓Expedited customer support priority
✓No monthly reward ceiling

Crypto Card Regulation in Israel

The ISA (Israel Securities Authority, Rashut Niiarot Erech) regulates securities including certain crypto tokens. The Bank of Israel oversees payment services and monetary policy. The ITA (Israel Tax Authority, Rashut HaMisim) has issued clear crypto tax guidance.

Israel's regulatory approach is evolving. The Capital Market, Insurance, and Savings Authority (CMISD) has been developing a comprehensive crypto regulatory framework. The AML Authority (IMPA) oversees compliance for crypto service providers.

KAST, Crypto.com, xPlace, and RedotPay serve Israeli residents under global coverage. Bits of Gold and eToro (Israeli-founded) are prominent domestic platforms.

Israel's "Startup Nation" fintech culture drives strong crypto awareness and adoption among the tech-savvy population.

Tax Treatment of Card Rewards in Israel

Israel taxes crypto gains as capital gains at 25% for individuals (or 31% for "significant shareholders"). The ITA classifies crypto as a taxable asset. Spending crypto through a card constitutes a disposal event.

Example: You bought 0.01 BTC at ILS 5,000 and spend it when it is worth ILS 30,000. The ILS 25,000 gain is taxed at 25% = ILS 6,250.

The ITA requires annual reporting of crypto holdings and disposals. Israel does not offer holding period exemptions or reduced rates for long-term holds. The 25% flat rate applies regardless of holding period.

Cashback TypeWhen ReceivedWhen Spent via CardTotal Tax Burden
BTC cashbackTaxed at 25%25% on gain since receiptUp to 25% + 25%
USDC cashbackTaxed at 25%~0% (minimal gain)~25%
Points/perksNot taxedN/A0%

At 25% CGT, stablecoin funding is recommended. The ITA has clear guidance and is actively enforcing crypto tax compliance. USDC spending eliminates the disposal gain component.

How to Apply from Israel

Israeli crypto card applications require a Teudat Zehut (Israeli ID card, 9-digit number) for citizens, or passport plus visa/residence permit for foreign residents. The Mispar Zehut (ID number) is the primary identifier.

Proof of Israeli address via utility bill (hashmal/mayim/gas), bank statement (doch cheshbon), or Arnona (municipal tax) receipt. Israeli crypto platforms have established KYC processes.

Physical cards ship to Israeli addresses within 7-14 business days. Virtual cards are available immediately for Apple Pay and Google Pay use.

Spending Tips for Israel

Stablecoin Strategy at 25% CGT

Israel's flat 25% CGT with no holding period exemption makes spending appreciated crypto moderately expensive. Fund your card with USDC to minimize disposal gains. The ITA actively enforces crypto tax compliance, so accurate record-keeping is essential.

Card Selection by Use Case

Spending Scenario: ILS 5,000/month (~$1,370)

Funding MethodAnnual SpendCashback (2%)Tax (25%)Net Cashback
BTC (appreciated 100%)ILS 60,000ILS 1,200ILS 300 on gainsILS 900
USDC (stablecoin)ILS 60,000ILS 1,200~ILS 0 on gains~ILS 1,200

Stablecoin funding saves ILS 300/year at 25% CGT. ILS 1,200/year covers about 2 weeks of groceries at Shufersal or Rami Levy.

FX Is Critical for ILS Users

ILS fluctuates against USD. Cards with 0% FX fees save 2-3% per transaction versus Bank Leumi or Hapoalim debit cards. On ILS 5,000/month, that is ILS 1,200-1,800/year in FX savings.

Local Payment Infrastructure

Card acceptance is near-universal in Tel Aviv, Jerusalem, and Haifa. Contactless Visa/Mastercard works at malls (Azrieli, Dizengoff Center), supermarkets (Shufersal, Rami Levy), restaurants, and most retailers. Bit (by Bank Hapoalim) and PayBox handle mobile payments. Shuk (market) vendors may prefer cash. Apple Pay and Google Pay are supported at major retailers.

Supported Exchanges & Wallets in Israel

Global card issuers: Crypto.com (up to 5%), KAST (2%), xPlace (0.5%), and RedotPay serve Israeli residents under global coverage. Tria (up to 6%) and Bleap (2%) offer self-custody spending.

Israeli-founded: eToro (global fintech, Israeli-founded) offers crypto services. Bits of Gold is a prominent Israeli exchange. Neither offers a Visa/Mastercard spending card in our comparison.

ether.fi (3%, credit-based) offers a borrow-to-spend model to avoid disposal events. Particularly useful for Israeli holders wanting to avoid the 25% CGT on appreciated crypto.

Israel's fintech ecosystem means strong awareness of crypto card products among the tech community.

Frequently Asked Questions

What is Israel's crypto tax rate for card spending?

25% capital gains tax on disposal (31% for significant shareholders). No holding period exemption. Spending through a card triggers CGT. Fund with USDC to minimize taxable disposal gains.

Which crypto card is best for Israeli users?

KAST K Card: 2% cashback, zero FX fee, zero annual fee. Zero FX fee saves 2-3% versus Israeli bank cards. Stablecoin funding recommended at 25% CGT.

Does eToro offer a crypto spending card in Israel?

eToro (Israeli-founded, global) offers crypto trading but does not offer a Visa/Mastercard spending card in our comparison. Globally available cards like KAST and Crypto.com are the primary options.

How aggressive is Israel's crypto tax enforcement?

The ITA actively enforces crypto tax compliance and requires annual reporting of holdings and disposals. Israeli banks have been asked to report crypto-related transactions. Keep meticulous records of all card spending for tax filing.

How we compare