
KAST Founders Edition Review 2026
Closed for new purchases as of May 2026. Existing holders retain their limited-edition metal card; KAST has not published the legacy reward rate under the new USD cashback model.

SpendNode Rating for KAST Founders Edition
Founders Edition is where KAST starts leaning into status and access rather than just basic spend utility.
Once KAST charges a premium fee, the card has to answer a harder question than the K Card does. The points upside and ecosystem access are there. The issue is that premium crypto cards compete against free cards that earn 2-5% cashback without asking for a commitment. At 3.5 on Cost Efficiency, this tier is betting you value the club more than the math.
How It Competes
Cost Efficiency
3.5
Product Utility
4.0
Custody & Trust
3.6
Reliability & UX
3.8
Transparency
3.7
VIRTUAL CARD
Verified
PHYSICAL CARD
Verified
APPLE PAY
Verified
KAST Founders Edition Overview
Closed for New Purchases (May 2026)
The KAST Founders Edition was a limited-edition metal card sold as a one-time $5,000 purchase with no recurring fee. KAST closed it for new purchases in May 2026 (confirmed in their help center: "This card is no longer available to purchase"). Existing cardholders retain access to their card. KAST has not publicly stated whether legacy Founders cards earn under the new USD cashback model that replaced Season 5 points and $MOVE cashback in May 2026. Existing holders should check the in-app rewards page or contact KAST Concierge to confirm their current earning rate.
Fees & Charges
Annual Fee
Free
FX Fee
0.5%
ATM Fee
2%
Requirements
Supported Regions
GLOBAL
Spendable Assets
USDC, USDT, USDe
Status update (May 2026): The KAST Founders Edition is no longer available to purchase. KAST's help center confirms: "This card is no longer available to purchase." Existing holders retain their physical card and account access. KAST has not publicly stated whether legacy Founders cards earn under the new USD cashback model that replaced Season 5 points and $MOVE cashback in May 2026. Existing holders should verify their current earning rate in-app or via KAST Concierge. This page remains live as a historical reference; it is no longer a recommendation surface.
What Was the KAST Founders Edition?
The KAST Founders Edition was a limited-edition metal Visa prepaid card sold as a one-time $5,000 payment with no recurring annual fee. KAST issued it as a collector-tier card with Premium-level rewards (5% Season 5 points + 4% $MOVE cashback under the original program) plus VIP concierge access and event invitations that otherwise required the $10,000/year Luxe tier. The card was discontinued for new purchases in May 2026, alongside KAST's broader rewards restructure that retired Season 5 points and $MOVE cashback in favor of USD cashback.
Card issuer: Third National. Available globally in 170+ countries via Visa during the sales window. Physical metal card with exclusive Founders branding included in the one-time payment.
What Existing Holders Have Today
- The physical metal card. Original Founders branding, included in the original $5,000 payment.
- Account access. Full KAST app access, top-up, spending, and the standard fee structure (0% top-up, 0% USD card spend, 0.5-1.75% FX, $3 + 2% ATM).
- No recurring annual fee. That structure was the original purchase commitment.
- An undefined rewards rate as of May 2026. KAST has not published whether legacy Founders cards earn 1.5% USD cashback (Standard mapping), 2% USD cashback + 1% KAST Points (Premium mapping), or some other grandfathered rate. The in-app rewards page or KAST Concierge is the only authoritative source. Do not assume.
Physical and Virtual Cards (Historical)
- Virtual card: Issued instantly upon original signup. Virtual and physical counted as one card toward the 10-card maximum
- Physical card: Limited edition premium metal card with exclusive Founders design, included in the original $5,000 payment
- Design: Exclusive Founders Edition branding, limited run
Payment Network (For Existing Holders)
- Network: Visa
- Acceptance: 150M+ merchant locations in 170+ countries
- Contactless: Yes (NFC)
- Mobile wallets: Apple Pay, Google Pay (0% additional fee)
- Card type: Prepaid (top-up with USDC, USDT, or USDe)
- Card issuer: Third National
Security Features (For Existing Holders)
- Prepaid model: Maximum loss limited to loaded balance (no overdraft, no credit risk)
- Card controls: Freeze/unfreeze via KAST app
- Transaction alerts: Real-time push notifications
- KYC: Required via Sumsub (takes approximately 2 minutes)
- Visa zero liability: Standard fraud protection for unauthorized transactions
Fees and Rates (Historical and For Existing Holders)
The card is no longer for sale. The pricing and fees below are the original purchase terms and the ongoing transaction fee structure that applies to existing Founders cardholders.
| Fee Type | Amount |
|---|---|
| Original one-time payment | $5,000 (closed for new purchases as of May 2026) |
| Recurring annual fee | $0 |
| Top-up fee (stablecoins) | 0% |
| Card spend fee (USD) | 0% |
| FX fee (non-USD) | 0.5-1.75% (varies by country) |
| Small transaction fee (non-USD < $25) | $0.10 |
| Declined transaction fee | $0.50 |
| ATM fee (USD) | $3 flat + 2% |
| ATM fee (non-USD) | $3 flat + 2% + 0.5-1.75% FX |
| ATM withdrawal limit | $250 per withdrawal, $750 per 24 hours (3 withdrawals) |
| Non-stablecoin deposit conversion | 2-5% (auto-converted) |
| Physical card (included) | $0 (original purchase terms) |
| Card transaction limit | Unlimited |
| Account deposit limit | Unlimited |
| Account balance limit | Unlimited |
Limits (For Existing Holders)
| Limit | Amount |
|---|---|
| Card transaction limit | Unlimited |
| Account deposit limit | Unlimited |
| Account balance limit | Unlimited |
| Cashback / Points cap | Not published. Verify in-app or via KAST Concierge for legacy Founders cards |
| ATM per withdrawal | $250 |
| ATM per 24 hours | $750 (3 withdrawals) |
| Maximum cards | 10 total |
Fiat Off-Ramp Options (For Existing Holders)
KAST supports withdrawals to bank accounts in 14 currencies: USD (ACH $2 / FedWire $15), EUR (1% FX, no fixed fee), GBP ($3 + 1% FX), AED ($3 + 1% FX), JPY ($30 + 1% FX), SAR ($30 + 1% FX), INR ($2 + 1% FX), IDR ($2 + 1% FX), PHP ($2 + 1% FX), THB ($2 + 1% FX), NGN ($2 + 1% FX), MXN ($2 + 1% FX), AUD ($4 + 1% FX). Also supports PIX (BRL, 0.88% deposit / 1% payout) and SPEI (MXN, 0.5% deposit / 1% payout).
Stablecoin withdrawals available on 4 networks: Solana ($1 + 0.1%), Arbitrum ($0.20 + 0.1%), Ethereum ($6 + 0.1%), Tron ($5 + 0.1%). Minimum $5.
KAST Tag internal transfers: free, instant, $10,000/day limit, 5 transfers/day.
Original Rewards (Historical)
Under the original program, Founders Edition cardholders earned 5% Season 5 points on card spend, 4% $MOVE cashback, and a 0.5x SOL staking multiplier (Premium-tier rewards plus VIP concierge access at the one-time $5,000 price point). Both Season 5 points and $MOVE cashback were retired in May 2026 as part of KAST's broader rewards restructure.
KAST's new rewards model is USD cashback (1.5% / 2% / 3% on Standard / Premium / Luxe respectively, capped per tier), with KAST Points as a smaller secondary stream on Premium and Luxe (1% and 2% respectively). KAST has not published whether legacy Founders cards have been mapped to one of the new tiers, for example whether they continue to earn at a Premium-equivalent rate (2% USD cashback + 1% KAST Points on the first $10,000/mo of spend) or at some other grandfathered rate. Existing holders should check the in-app Rewards Hub or contact KAST Concierge to confirm their current earning rate before assuming any specific number.
What Existing Holders Should Do
- Check your current rate in-app. Open the KAST app, go to the Rewards section, and review what your account is currently earning on card spend and SOL staking. The numbers shown there are authoritative for your specific account.
- Contact Concierge if anything is unclear. KAST Concierge is the support channel for Founders cardholders. If your in-app rate is missing, ambiguous, or inconsistent with what you expected, ask them directly.
- Understand the new redemption mechanics if you earn USD cashback. Cashback under the May 2026 program has a 14-day timelock from authorization, must be manually redeemed via "tap Redeem" in-app, and is automatically applied to your next card purchase. It cannot be withdrawn to fiat or to an external wallet. Refunds or chargebacks can claw back the related cashback.
- Review your card limits and fees. The transaction fee structure (0% top-up, 0% USD card spend, 0.5-1.75% FX, $3 + 2% ATM) applies to existing Founders cards as it does to other KAST tiers.
Looking at Active KAST Cards Instead
The Founders Edition is no longer a path for new users. The current KAST lineup is:
- K Card (Standard, free): 1.5% USD cashback on first $2,000/mo of spend.
- X Card (Premium, $1,000/yr): 2% USD cashback on first $10,000/mo of spend, plus 1% KAST Points uncapped, plus Visa Infinite network benefits.
- Solana Gold Card (Luxe, $10,000/yr): 3% USD cashback on first $50,000/mo of spend, plus 2% KAST Points uncapped, plus VIP Concierge and Visa Infinite benefits. The invite-only Solana Solid Gold (37g solid gold) is a Luxe sub-variant with a $30,000/mo cap.
- Pengu Card collection: Pudgy Penguins-branded versions of Standard, Premium, and Luxe with identical economics.
For a vendor-wide overview of fees, supported assets, and the current rewards model, see the KAST vendor hub.
Sources
- KAST Help Center: KAST Founders Edition Card ("This card is no longer available to purchase") (in-app help center, May 2026)
- KAST Official Fees and Conditions
Written by Aleksandar Dukic
FAQ
How do you choose KAST Founders Edition crypto cards?
We compare verified issuer sources, fees, and eligibility. Availability can change, so confirm with the issuer before applying.
Do all cards in this list offer the same benefits?
No. Each issuer defines its own program terms. Review the sources on each card profile.
Are these rankings or recommendations?
No. Lists are filtered views of cards in our database and do not imply rankings.
This is a prepaid card. Merchants that require pre-authorization holds (gas stations, hotels, car rentals, toll booths) may decline it. Fund only what you plan to spend.
Your funds are held by KAST. If the provider faces insolvency, your balance may be at risk. This card does not offer self-custody protection.
Fees shown above are the card's disclosed fees. Additional costs may apply: Visa/Mastercard network spread (typically 0.5-0.9%), crypto-to-fiat conversion spread at point of sale, and blockchain gas fees for on-chain top-ups.
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Recent Updates to KAST Founders Edition
- Marked the KAST Founders Edition as closed for new purchases while keeping the page as a historical reference for existing holders
- Reworked the rewards section to explain that KAST has not published how legacy Founders cards map into the May 2026 USD cashback model




