Best Crypto Cards in Cyprus (2026)
Compare 30+ crypto cards available in Cyprus. Eurozone member with 0% capital gains tax on crypto (securities only), growing fintech hub, and EUR settlement.
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1inch Mastercard
Basic (Midnight Blue)
Bitget Visa Card
Bitpanda Visa Card
Bleap Mastercard
Bybit Card
Bybit Supreme VIP Card
COCA Visa Card
Coinbase Card
ether.fi Luxe Card
ether.fi Pinnacle Card
ether.fi VIP Card
Gate Card Midnight
Gate Card Silver
Jupiter Global
KAST Bitcoin Black Card
KAST Bitcoin Silver Card
KAST Founders Edition
KAST K Card
KAST Solana Card
KAST Solana Gold Card
KAST Solana Illuma Card
KAST Solana Solid Gold Card
KAST X Card
Kraken Card
KuCard Visa Debit
Ledger CL Card
MetaMask Metal Card
MetaMask Virtual Card
Nexo Card
OKX Mastercard Debit
Plus (Ruby Steel)
Plutus Visa Card
Prime
Private (Icy White / Rose Gold)
Private (Obsidian)
Pro (Royal Indigo / Jade Green)
RedotPay Physical Card
RedotPay Solana Card
RedotPay Virtual Card
Solflare Card
Tria Premium Card
Tria Signature Card
Tria Virtual Card
Wirex Elite Card
Wirex Standard Card
Xplace Gold Club Card
Xplace Platinum Club Card
Xplace Silver Club Card
Xplace Standard Card
Verified for Cyprus
50 crypto cards available
Local currency: EUR
Cypriot banks like Bank of Cyprus, Hellenic Bank, and RCB Bank offer standard products with limited innovation. Cyprus's 30+ globally available crypto cards deliver up to 6% cashback, zero FX fees, and EU regulatory protection. EUR settlement means zero FX overhead.
Cyprus has become a popular relocation destination for crypto professionals and digital nomads, thanks to its favorable tax treatment, warm climate, and EU membership. The CySEC (Cyprus Securities and Exchange Commission) regulates financial markets and crypto services.
| Card | Max Cashback | Annual Fee | FX Fee | Type | Best For |
|---|---|---|---|---|---|
| Gnosis Pay | 4% | $0 | 0% | Debit | EEA self-custody Visa |
| Crypto.com | 5% | $0 | 0% | Prepaid | Metal tiers (CRO stake) |
| Plutus | 3% | $0 | 0% | Debit | EEA-first, PLU perks |
| Wirex | 8% | $0 | 0% | Debit | Highest potential cashback |
| KAST | 2% | $0 | 0% | Prepaid | No-fee starter card |
| Bybit | 2% | $0 | 0% | Debit | Traders with Bybit balances |
| RedotPay | 0% | $0 | 0% | Prepaid | Budget stablecoin spending |
Gnosis Pay is the best choice: 4% cashback, zero fees, self-custody, EU-regulated. Cyprus's 0% crypto capital gains tax means all cashback is pure profit.
Best Card For Every Need in Cyprus
Top 10 Crypto Cards in Cyprus
1. Bybit Supreme VIP Card
The Ultimate Trader Card: 10% Back + ChatGPT & TradingView Rebates
2. Plutus Visa Card
Your Daily Driver for 3% to 9% Cashback
3. Bitget Visa Card
The Trader's Daily Driver: Instant Crypto Spending
4. COCA Visa Card
DeFi Banking for the Masses: 8% Back + Yield Earning
5. KAST Solana Gold Card
24K Gold Plated: 8% Points + VIP Concierge at $10,000/yr
6. KAST Solana Solid Gold Card
37g Solid Gold: The Only Solid Gold Crypto Card on the Market
7. Prime
The Apex: 8% Uncapped CRO Rewards + Private Account Manager
8. Wirex Elite Card
Elite Travel Status: 8% Rewards + Priority Support
9. Tria Premium Card
Ultimate Web3 Luxury: 6% Cashback + Zero ATM Fees
10. KAST Bitcoin Black Card
Bitcoin Black Metal: 5% Points + 4% $MOVE at $1,000/yr
Crypto Card Regulation in Cyprus
Cyprus regulates crypto under the EU's MiCA framework. CySEC (Epitropi Kefalaiagoras Kyprou, Cyprus Securities and Exchange Commission) is the primary financial regulator. CySEC has been proactive in licensing crypto companies, and several major firms are CySEC-regulated.
Cyprus implemented 5AMLD/6AMLD through national legislation. Crypto Asset Service Providers (CASPs) must register with CySEC. The Central Bank of Cyprus (Kentriki Trapeza tis Kyprou) handles monetary policy within the eurozone.
Gnosis Pay, Plutus, and Wirex operate under EU licenses valid in Cyprus. CySEC's proactive licensing approach has made Cyprus a hub for crypto companies.
Cyprus combines EU/MiCA protections with one of the most favorable crypto tax regimes in the eurozone.
Tax Treatment of Card Rewards in Cyprus
Cyprus has no capital gains tax on crypto for individuals. Capital gains tax (20%) in Cyprus applies only to disposal of immovable property (real estate) in Cyprus. Crypto is not classified as immovable property, so disposals are not subject to CGT.
Example: You bought BTC at EUR 1,000 and spend EUR 5,000 through your card. Gain = EUR 4,000. Tax = EUR 0.
However, if crypto trading constitutes a business activity, profits may be subject to income tax (up to 35%) or corporate tax (12.5%). Casual investors and card spenders are generally not classified as traders.
| Cashback Type | When Received | When Spent via Card | Total Tax Burden |
|---|---|---|---|
| BTC cashback (casual investor) | 0% | 0% | 0% |
| BTC cashback (professional trader) | Up to 35% | Up to 35% | Varies |
| USDC cashback | ~0% | ~0% | ~0% |
For casual investors and card spenders, crypto gains are tax-free in Cyprus. No stablecoin strategy needed for tax optimization.
How to Apply from Cyprus
Cypriot crypto card applications require a taftotita (Cypriot national ID card) or diavatirio (passport) for citizens. EU/EEA citizens can use their national ID. Non-EU residents need a passport plus adeia diamonis (residence permit).
The TIC (Tax Identification Code) is required for any tax reporting. Proof of address via logariasmos DEKO (utility bill - EAC electricity, Water Board), ekstrato trapezis (bank statement from Bank of Cyprus, Hellenic Bank), or enikiostasio (rental agreement).
EU-licensed issuers verify against EU databases. Physical cards ship to Cypriot addresses within 7-14 business days. Virtual cards are available immediately for Apple Pay and Google Pay use.
Spending Tips for Cyprus
Zero Tax = Maximum Value
Cyprus's 0% crypto capital gains tax means every euro of cashback is pure profit. No tax optimization strategy needed - just maximize your cashback rate.
Card Selection by Use Case
- Gnosis Pay (4% cashback, free): Best EEA self-custody card
- Plutus (3% + perks, free tier): Best for subscription rebates
- Crypto.com (up to 5%): Best metal tier range
- Wirex (up to 8%): Best for power users
Spending Scenario: EUR 2,000/month
| Funding Method | Annual Spend | Cashback (4%) | Tax | Net Cashback |
|---|---|---|---|---|
| BTC (appreciated 300%) | EUR 24,000 | EUR 960 | EUR 0 | EUR 960 |
| USDC (stablecoin) | EUR 24,000 | EUR 960 | EUR 0 | EUR 960 |
Both approaches yield EUR 960/year completely tax-free. Spend whatever maximizes your rewards rate.
Limassol Tech Scene
Limassol is Cyprus's fintech and tech hub, with a large community of crypto professionals and digital nomads. High spending on dining, entertainment, and coworking in Limassol's waterfront district means more cashback opportunity.
Local Payment Infrastructure
Card acceptance is strong: shopping centers (My Mall Limassol, Mall of Cyprus Nicosia), supermarkets (Alphamega, Papantoniou, Lidl), restaurants, cafes, and tourist businesses in Nicosia, Limassol, Larnaca, and Paphos accept contactless Visa/Mastercard. Apple Pay is widely supported. Cash is still used at some traditional tavernas and village shops.
Supported Exchanges & Wallets in Cyprus
EU-licensed issuers: Gnosis Pay (4%, self-custody), Plutus (3% + perks), and Wirex (up to 8%) operate under EU licenses valid in Cyprus. Crypto.com (up to 5%) and Bybit (2%) also serve Cypriot users.
Local/regional: Several CySEC-regulated crypto companies operate from Cyprus, particularly in Limassol. However, card products come from EU-wide issuers. Bank of Cyprus and Hellenic Bank do not offer crypto services directly.
ether.fi (3%, credit-based) offers a borrow-to-spend model. In Cyprus's zero-tax environment, the combined staking yield + cashback strategy maximizes returns without any tax drag.
Cyprus's zero crypto CGT combined with EU membership makes it one of the most attractive jurisdictions for crypto card spending in Europe.
Frequently Asked Questions
Is crypto spending tax-free in Cyprus?
Yes, for casual investors. Cyprus has no capital gains tax on crypto - CGT only applies to real estate. Crypto card spending generates zero tax liability for non-professional traders. All cashback is pure profit.
Which crypto card is best for Cyprus?
Gnosis Pay: 4% cashback, zero fees, self-custody, EU-regulated. EUR settlement means zero FX overhead. Combined with Cyprus's 0% crypto tax, all 4% cashback is pure profit.
Why do crypto companies choose Cyprus?
CySEC's proactive licensing, EU/MiCA framework, favorable tax regime (12.5% corporate tax, 0% crypto CGT for individuals), warm climate, and English-speaking business environment attract crypto and fintech companies.
Is crypto regulated in Cyprus?
Yes. CySEC regulates crypto under the EU's MiCA framework. Crypto Asset Service Providers must register. EU-licensed card issuers provide full consumer protection. Cyprus has one of the EU's most crypto-friendly regulatory environments.