Best Crypto Cards in Costa Rica (2026)
Compare 14+ crypto cards available in Costa Rica. No specific crypto tax legislation, digital nomad visa, and growing Bitcoin Beach-style communities.
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Card Type
Avici Platinum Card
Avici Signature Card
Basic (Midnight Blue)
Bybit Supreme VIP Card
ether.fi Luxe Card
ether.fi Pinnacle Card
ether.fi VIP Card
Jupiter Global
KAST Bitcoin Black Card
KAST Bitcoin Silver Card
KAST Founders Edition
KAST K Card
KAST Solana Card
KAST Solana Gold Card
KAST Solana Illuma Card
KAST Solana Solid Gold Card
KAST X Card
Ledger CL Card
MetaMask Metal Card
MetaMask Virtual Card
Plus (Ruby Steel)
Prime
Private (Icy White / Rose Gold)
Private (Obsidian)
Pro (Royal Indigo / Jade Green)
RedotPay Physical Card
RedotPay Solana Card
RedotPay Virtual Card
Tria Premium Card
Tria Signature Card
Tria Virtual Card
Xplace Gold Club Card
Xplace Platinum Club Card
Xplace Silver Club Card
Xplace Standard Card
Verified for Costa Rica
35 crypto cards available
Local currency: CRC
Costa Rican banks like Banco Nacional, BAC San Jose, and Scotiabank offer basic products with limited cashback. Costa Rica's 14+ globally available crypto cards deliver up to 6% cashback and zero FX fees.
Costa Rica has emerged as a crypto-friendly destination with Bitcoin Beach-style communities (Bitcoin Jungle in Uvita), a digital nomad visa program, and no specific crypto tax legislation. The colones (CRC) is the local currency, but USD is widely accepted in tourist areas.
| Card | Max Cashback | Annual Fee | FX Fee | Type | Best For |
|---|---|---|---|---|---|
| Crypto.com | 5% | $0 | 0% | Prepaid | Metal tiers (CRO stake) |
| KAST | 2% | $0 | 0% | Prepaid | No-fee starter card |
| Bybit | 2% | $0 | 0% | Debit | Traders with Bybit balances |
| RedotPay | 0% | $0 | 0% | Prepaid | Budget stablecoin spending |
| MetaMask | 1% | $0 | 0% | Debit | Self-custody Mastercard |
| Wirex | 8% | $0 | 0% | Debit | Highest potential cashback |
KAST is the best free starter: 2% cashback, zero fees. Costa Rica's lack of specific crypto taxation means card spending is straightforward.
Best Card For Every Need in Costa Rica
Top 10 Crypto Cards in Costa Rica
1. Bybit Supreme VIP Card
The Ultimate Trader Card: 10% Back + ChatGPT & TradingView Rebates
2. KAST Solana Gold Card
24K Gold Plated: 8% Points + VIP Concierge at $10,000/yr
3. KAST Solana Solid Gold Card
37g Solid Gold: The Only Solid Gold Crypto Card on the Market
4. Prime
The Apex: 8% Uncapped CRO Rewards + Private Account Manager
5. Tria Premium Card
Ultimate Web3 Luxury: 6% Cashback + Zero ATM Fees
6. KAST Bitcoin Black Card
Bitcoin Black Metal: 5% Points + 4% $MOVE at $1,000/yr
7. KAST Founders Edition
Strictly Limited: $5,000 One-Time + VIP Concierge + No Annual Fee
8. KAST Solana Illuma Card
Illuminating Metal: 5% Points + 4% $MOVE at $1,000/yr
9. KAST X Card
Chromoly Metal: 5% Points + 4% $MOVE at $1,000/yr
10. Private (Obsidian)
The Pinnacle: 5% Cashback + Private Jet Perks
Crypto Card Regulation in Costa Rica
Costa Rica does not have specific crypto legislation. The BCCR (Banco Central de Costa Rica, Central Bank of Costa Rica) has issued statements noting that crypto is not legal tender but is not banned. The SUGEVAL (Superintendencia General de Valores) oversees securities markets.
The regulatory approach is permissive by default. Costa Rica's digital nomad visa (Ley de Nomadas Digitales, 2022) attracted remote workers, many of whom use crypto. The Bitcoin Jungle project in Uvita demonstrates grassroots crypto adoption.
Crypto.com, KAST, and Wirex serve Costa Rican residents under global coverage. The lack of specific regulation means no additional compliance burden for card users.
Costa Rica's permissive stance, digital nomad visa, and grassroots crypto communities make it a natural fit for crypto card adoption.
Tax Treatment of Card Rewards in Costa Rica
Costa Rica uses a territorial tax system. Only Costa Rican-source income is taxed. Foreign-source income, including most crypto gains from global exchanges, is generally not subject to income tax.
Example: You bought BTC on a global exchange and spend it through your card in Costa Rica. The gain is from a foreign source. Likely tax = CRC 0.
However, Costa Rica's tax treatment of crypto is not explicitly defined. The DGT (Direccion General de Tributacion) has not issued specific crypto guidance. Income tax rates for domestic-source income range from 0-25%.
| Cashback Type | When Received | When Spent via Card | Total Tax Burden |
|---|---|---|---|
| BTC cashback (foreign source) | Likely 0% | Likely 0% | ~0% |
| BTC cashback (domestic source) | Up to 25% | Up to 25% | Varies |
| USDC cashback | ~0% | ~0% | ~0% |
The territorial tax system likely exempts most crypto card spending from tax. Consult a local tax advisor for certainty, as explicit crypto guidance is limited.
How to Apply from Costa Rica
Costa Rican crypto card applications require a cedula de identidad (Costa Rican national ID card, 9 digits) or pasaporte (passport) for citizens. Foreign residents need a passport plus DIMEX (Documento de Identidad Migratoria para Extranjeros) or digital nomad visa documentation.
Proof of address via recibo de servicios (utility bill - ICE electricity/internet, AyA water), estado de cuenta (bank statement from Banco Nacional, BAC), or contrato de arrendamiento (rental agreement).
Physical cards ship to Costa Rican addresses within 14-21 business days. Virtual cards are available immediately for Apple Pay use. USD is widely accepted in tourist areas alongside CRC.
Spending Tips for Costa Rica
Territorial Tax + Crypto Communities = Natural Fit
Costa Rica's territorial tax system likely exempts foreign-source crypto gains. Combined with active crypto communities (Bitcoin Jungle in Uvita), card acceptance, and a growing digital nomad scene, crypto cards fit naturally.
Card Selection by Use Case
- KAST (2% cashback, free): Best no-fee starter
- Crypto.com (up to 5%): Best metal tier range
- MetaMask (1%, free): Best self-custody Mastercard
- Wirex (up to 8%): Best for power users
Spending Scenario: CRC 500,000/month (~$950)
| Funding Method | Annual Spend | Cashback (2%) | Tax (territorial) | Net Cashback |
|---|---|---|---|---|
| BTC (foreign source) | CRC 6,000,000 | CRC 120,000 | ~CRC 0 | CRC 120,000 |
| USDC (stablecoin) | CRC 6,000,000 | CRC 120,000 | ~CRC 0 | CRC 120,000 |
CRC 120,000/year (~$230) covers weeks of groceries from Auto Mercado or dozens of casados (local meals).
Dual Currency Economy
Tourist areas (Manuel Antonio, Tamarindo, La Fortuna) accept USD alongside CRC. Crypto cards settling in USD work seamlessly in these areas. Outside tourist zones, CRC is standard - the card network handles conversion.
Local Payment Infrastructure
Card acceptance is good in urban areas: shopping centers (Multiplaza, Lincoln Plaza), supermarkets (Auto Mercado, Walmart, MasxMenos), restaurants in San Jose, Escazu, and tourist destinations accept Visa/Mastercard. Cash is common at sodas (local restaurants), ferias (farmers markets), and rural areas.
Supported Exchanges & Wallets in Costa Rica
Global issuers: Crypto.com (up to 5%), KAST (2%), Wirex (up to 8%), and RedotPay serve Costa Rican residents under global coverage. MetaMask (1%) offers self-custody spending.
Local/regional: Bitcoin Jungle (Uvita) demonstrates grassroots Lightning Network adoption. Binance P2P and other platforms provide CRC on-ramps. Traditional Costa Rican banks do not offer crypto services.
ether.fi (3%, credit-based) offers a borrow-to-spend model. In Costa Rica's likely zero-tax (foreign source) environment, staking yield plus cashback maximizes returns.
Costa Rica's Bitcoin Jungle, digital nomad visa, and territorial tax system make it LATAM's most crypto-integrated destination.
Frequently Asked Questions
Is crypto taxed in Costa Rica?
Costa Rica uses a territorial tax system - foreign-source income is not taxed. Most crypto gains from global exchanges are likely foreign-source and untaxed. However, specific crypto tax guidance from DGT is limited. Consult a local advisor.
Which crypto card is best for Costa Rica?
KAST K Card: 2% cashback, zero fees. The territorial tax system likely means zero tax on crypto card spending. USD is widely accepted in tourist areas, providing seamless card usage.
What is Bitcoin Jungle?
Bitcoin Jungle is a grassroots Bitcoin adoption project in Uvita, Costa Rica, similar to Bitcoin Beach in El Salvador. Local businesses accept Bitcoin via Lightning Network. It demonstrates organic crypto adoption in a tourist community.
Does Costa Rica have a digital nomad visa?
Yes. The Ley de Nomadas Digitales (2022) offers a 1-year renewable visa for remote workers earning $3,000+/month from foreign sources. Tax exemption on foreign income makes it attractive for crypto users.