Oobit Crypto Cards Review 2026

Compare Oobit crypto cards and review issuer terms, fees, and availability.

Tap to pay with crypto at 150M+ Visa merchants, backed by Tether.

Oobit is a global crypto payments app that lets users spend cryptocurrency anywhere Visa is accepted, converting crypto to local fiat at the point of sale. It runs a hybrid model: connect an external self-custody wallet and keep your keys until checkout, or hold a balance in the in-app custodial wallet. The card is virtual, added to Apple Pay or Google Pay, issued via ThirdNational in Puerto Rico under Oobit Technologies UAB, with a separate Brazil setup via Pomelo.

Available crypto cards by Oobit

Oobit Visa Card
Option 1Verified

1. Oobit Visa Card

Spend Crypto Anywhere Visa Works - Self-Custody or In-App

RewardsUp to 10%
FX Fee3%
Annual FeeFree
Our VerdictThe Oobit Visa Card is a virtual, tap-to-pay crypto card with a Free annual fee that spends from your own wallet or an in-app balance. Domestic USD spending is cheap; foreign spending carries roughly 3% in FX/conversion cost. Cashback is real but level-gated and small unless you spend the OOB token.
+Hybrid spending from a connected wallet or in-app balance
+No annual or issuance fee
+Apple Pay and Google Pay supported worldwide
+Cashback on USDT (5% in gold) and OOB (10%) from Level 2

Countries and Availability

Oobit is currently available in 99 countries. We count a country here when at least one active Oobit card variant lists it, so individual product pages may be narrower.

Available Regions

Africa

Cameroon (CM), Cote d'Ivoire (CI), Egypt (EG), Ghana (GH), Kenya (KE), Morocco (MA), Mozambique (MZ), Nigeria (NG), Rwanda (RW), Senegal (SN), South Africa (ZA), Tanzania (TZ), Tunisia (TN), Uganda (UG)

Americas

Argentina (AR), Bolivia (BO), Brazil (BR), Canada (CA), Chile (CL), Colombia (CO), Costa Rica (CR), Dominican Republic (DO), Ecuador (EC), El Salvador (SV), Guatemala (GT), Jamaica (JM), Mexico (MX), Panama (PA), Paraguay (PY), Peru (PE), Trinidad and Tobago (TT), Uruguay (UY)

Asia

Bahrain (BH), Bangladesh (BD), Cambodia (KH), Georgia (GE), India (IN), Indonesia (ID), Israel (IL), Japan (JP), Jordan (JO), Kazakhstan (KZ), Kuwait (KW), Malaysia (MY), Mongolia (MN), Nepal (NP), Oman (OM), Pakistan (PK), Philippines (PH), Qatar (QA), Saudi Arabia (SA), Singapore (SG), South Korea (KR), Sri Lanka (LK), Taiwan (TW), Thailand (TH), Turkey (TR), United Arab Emirates (AE), Uzbekistan (UZ), Vietnam (VN)

Europe

Albania (AL), Austria (AT), Belgium (BE), Bulgaria (BG), Croatia (HR), Cyprus (CY), Czech Republic (CZ), Denmark (DK), Estonia (EE), Finland (FI), France (FR), Germany (DE), Greece (GR), Hungary (HU), Iceland (IS), Ireland (IE), Italy (IT), Latvia (LV), Lithuania (LT), Luxembourg (LU), Malta (MT), Montenegro (ME), Netherlands (NL), North Macedonia (MK), Norway (NO), Poland (PL), Portugal (PT), Romania (RO), Serbia (RS), Slovakia (SK), Slovenia (SI), Spain (ES), Sweden (SE), Switzerland (CH), Ukraine (UA), United Kingdom (GB)

Oceania

Australia (AU), Fiji (FJ), New Zealand (NZ)

Major Restricted Markets

These major markets are not currently listed for this vendor. Confirm eligibility with the issuer before applying, especially where card tiers have different country rules.

Americas

United States (US)

Asia

China (CN), Hong Kong (HK)

Written by Aleksandar Dukic

Frequently Asked Questions

Is Oobit crypto card available in the United States?

No. Oobit crypto card is not available in the United States.

Is the Oobit card self-custodial?

It is hybrid. You can connect an external self-custody wallet (MetaMask, Trust Wallet, Phantom via WalletConnect) and keep control of your keys until the moment of payment, or you can hold a balance in Oobit's in-app wallet, which is custodial and held by Oobit on your behalf. Self-custody users keep access to unspent funds if Oobit ever disappears; in-app balances depend on Oobit.

How much cashback does Oobit actually pay?

Cashback unlocks only after you reach Level 2 of the 5X rewards programme (five qualifying payments in 30 days). Paying with USDT earns 5% back paid in XAUT (Tether Gold) on up to $200 of spend per month; paying with the OOB token earns 10% back in OOB on up to $1,000 of spend per month. Other assets earn no cashback. Rewards arrive 1-3 days after the payment settles.

Does the Oobit card charge FX fees?

Oobit's card terms disclose a foreign-exchange fee of up to 3% plus a possible cross-border fee. On a live non-USD (Malaysian ringgit) purchase, SpendNode measured about 3% baked into the conversion, on top of the standard 1% (minimum $0.25) transaction fee. Spending at merchants priced in USD avoids most of the FX cost.

How do you choose Oobit crypto cards?

We compare verified issuer sources, fees, and eligibility. Availability can change, so confirm with the issuer before applying.

Do all cards in this list offer the same benefits?

No. Each issuer defines its own program terms. Review the sources on each card profile.

Are these rankings or recommendations?

No. Lists are filtered views of cards in our database and do not imply rankings.

User Reviews

Reviews are moderated and may take a moment to appear.

4.8

App Store (47.0K ratings)

Source: Apple App Store - Updated Invalid Date