Our Official Verdict
Strictly Limited: $5,000 One-Time + VIP Concierge + No Annual Fee
The Founders Edition is KAST's strictly-limited collector card. A one-time $5,000 payment (no recurring fee) delivers 5% Season 5 points, VIP concierge, and a limited-edition metal card that doubles as a collector's item.
Fees & Charges
Annual Fee
Free
FX Fee
TBD
ATM Fee
TBD
Requirements
Supported Regions
GLOBAL
Spendable Assets
USDC, USDT
KAST Founders Edition Review
The KAST Founders Edition is a strictly-limited metal Visa with 5% Season 5 points, VIP concierge, 4% $MOVE cashback, and a one-time $5,000 payment with no recurring annual fee.
The Smartest Premium Option
The Founders Edition is KAST's most strategically interesting card. For a one-time $5,000 payment (no recurring fee), you get the same 5% Season 5 points as the $1,000/year Premium tier, plus VIP concierge access that normally requires the $10,000/year Luxe tier.
The math is simple: after 5 years, the Founders Edition costs $5,000 total. Five years of Premium costs $5,000. Six years of Premium costs $6,000. The Founders Edition pays for itself in year 6 and gets cheaper every year after.
ROI Analysis: One-Time vs Annual
| Years Held | Founders Edition (one-time $5K) | Premium ($1K/yr) | Savings |
|---|---|---|---|
| 1 | $5,000 | $1,000 | -$4,000 (Premium cheaper) |
| 3 | $5,000 | $3,000 | -$2,000 (Premium cheaper) |
| 5 | $5,000 | $5,000 | $0 (break-even) |
| 7 | $5,000 | $7,000 | +$2,000 (Founders cheaper) |
| 10 | $5,000 | $10,000 | +$5,000 (Founders cheaper) |
If you plan to use KAST for more than 5 years, the Founders Edition is the better financial decision. If you are testing the ecosystem, start with the free K Card or pay $1,000/year for Premium.
VIP Concierge: Premium's Missing Perk
The Founders Edition includes VIP concierge access - a perk normally reserved for the $10,000/year Luxe tier. This means you get Luxe-level service at Premium-level points. For users who value concierge support, Founders Edition delivers the best value per dollar of any KAST card.
Break-Even on Points
| Monthly Spend | Annual Points Value (5%) | Lifetime Break-Even |
|---|---|---|
| $1,000 | $600 | 8.3 years |
| $2,000 | $1,200 | 4.2 years |
| $3,000 | $1,800 | 2.8 years |
| $5,000 | $3,000 | 1.7 years |
At $2,000/month, you recover the one-time $5,000 payment through points value in just over 4 years. Plus 4% $MOVE cashback on every purchase.
Limited Supply
KAST describes this as "strictly limited." The supply constraint means this card could become unavailable, making it both a functional spending tool and a collector's item. Once sold out, the only comparable option is the $1,000/year Premium tier (without concierge).
Verdict
The KAST Founders Edition is the smartest premium card in the KAST lineup. Same 5% points as the $1,000/year Premium tier, plus VIP concierge, with no recurring annual fee. The $5,000 upfront cost pays for itself after 5 years versus annual Premium. For long-term KAST users who want concierge access, this is the optimal choice.
Best for: Long-term KAST users who want Premium points + Luxe concierge without recurring fees. Look elsewhere if: You are testing the ecosystem - start free with the K Card first.
Fees and break-even math
One-time payment: $5,000 (no annual fee). Season 5: 5% points + 0.5x SOL staking + 4% $MOVE. Points break-even at $2,000/month spend: 4.2 years. Cost break-even vs Premium ($1K/yr): 5 years.
Competitor comparison
- KAST X Card: Same 5% points, $1,000/year. Cheaper short-term, more expensive long-term.
- Crypto.com Icy White: 5% cashback with $40K CRO stake. Higher guaranteed cashback but massive lock-up.
Sources
Last verified: Feb 9, 2026 - Data sourced from official KAST documentation.
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