Best KAST Crypto Cards 2026

The KAST Cards program is a tiered lineup of custodial crypto payment cards from KAST that lets users spend USDC and USDT via virtual and physical cards.

Overview of the KAST Cards program

What KAST emphasizes on the card page

KAST positions the cards as a global, stablecoin-first spending product. The official card page highlights four pillars that define the user experience:

• Instant access to a virtual card after sign-up, with a physical card available afterward.
• Rewards paid as cashback in the KAST token, with Season 5 points rates listed for each tier.
• Apple Pay and Google Pay support for contactless spending.
• USDC and USDT-only support to keep spending stable and predictable.

KAST also states the cards are available worldwide with only a few restricted countries, and that KYC takes less than two minutes. The support section mentions 24/7 availability via WhatsApp, WeChat, and Telegram, framing concierge as part of the higher tiers.

Tier lineup and card designs

The KAST page lists four tiers and multiple card variants:

• Standard (3 cards): K Card, Solana Card, Bitcoin Silver Card. These are plastic cards and are positioned as the entry tier.
• Premium (3 cards): X Card, Solana Illuma Card, Bitcoin Black Card. These are metal cards for elevated usage.
• Limited (1 card): Founders Edition, described as a strictly limited metal card.
• Luxe (2 cards): Solana Gold Card and Solana Solid Gold Card. The Gold card is listed as 24k gold plated, while the Solid Gold card is a 37g solid gold design with an additional gold plated card for daily use. The Solid Gold card is marked as invite only.

For users deciding between tiers, the key differentiator is the rewards rate and the pricing model, not the supported assets. All tiers use the same USDC/USDT-only spending rails and offer the same digital wallet compatibility.

Rewards and points mechanics (Season 5)

KAST is currently in its final pre-TGE earning phase, known as Season 5. This is the last opportunity for users to accumulate points that will determine their allocation for the upcoming $KAST token launch.

The Season 5 rates and staking multipliers by tier are:

• Standard: 2% points on card spend and a 0.25x points boost on staked SOL.
• Premium: 5% points on card spend and a 0.5x points boost on staked SOL.
• Limited: 5% points on card spend and a 0.5x points boost on staked SOL, plus VIP concierge access.
• Luxe: 8% points on card spend and a 1x points boost on staked SOL, plus VIP concierge access.

KAST has indicated that post-TGE seasons will see a reduction in point emissions by 10-25% per season, making Season 5 the highest-yield period for loyal spenders.

Pricing and fees

The card page lists distinct pricing for the paid tiers:

• Standard: "Get card for free" with a note that shipping applies for the physical card.
• Premium: $1,000 per year.
• Limited: $5,000 one-time payment with no annual fee.
• Luxe: $10,000 per year for the Solana Gold card, with the Solana Solid Gold card listed as invite only.

KAST does not list FX fees, ATM fees, or spending limits on the public card page. If those fees matter to your use case, you should confirm them in the issuer documentation or inside the KAST app before committing to a paid tier.

Break-even math for paid tiers

Because the paid tiers are priced in USD and list percentage rewards, you can estimate a break-even spend target:

• Premium: $1,000 annual fee / 5% rewards = about $20,000 in eligible annual spend (about $1,667 per month).
• Luxe: $10,000 annual fee / 8% rewards = about $125,000 in eligible annual spend (about $10,417 per month).
• Limited (Founders Edition): $5,000 one-time payment / 5% rewards = about $100,000 in lifetime eligible spend. The payback period depends on how many years you plan to keep the card active.

This math is a baseline that ignores any additional benefits from concierge access, and it assumes the Season 5 rates remain constant.

Traditional perks audit

KAST does not list traditional card protections on the public card page. If these are critical, request issuer terms before applying.

• Purchase protection: -
• Price protection: -
• Travel insurance: -

Competitor comparison

Closest alternatives include the Crypto.com Visa Card and the Coinbase Card. Crypto.com uses subscription and CRO staking tiers to unlock higher rates, which is a different cost model from KAST's annual or one-time pricing. Coinbase focuses on USDC-linked spending for US users and does not offer the same tiered, premium card designs. If you prefer self-custody spending, compare against options like Gnosis Pay, which supports stablecoins via a self-custody model.

Verdict

KAST is built for users who want stablecoin-only spending, instant virtual access, and a clear tier ladder. The Standard tier is a low-friction entry point, while Premium and Luxe are expensive but simple to evaluate using break-even math. The Limited Founders Edition is best for high spenders who want a one-time payment instead of an annual fee. The program is straightforward: USDC/USDT-only, Season 5 points, and premium card designs that scale with price.

Fees and ROI framework

Use the tier price and rewards rate to calculate break-even spend. Premium: $1,000 / 5% = $20,000 annual spend. Luxe: $10,000 / 8% = $125,000 annual spend. Founders Edition: $5,000 one-time / 5% = $100,000 lifetime spend. All numeric fee and rewards figures referenced above are sourced from the KAST crypto cards page linked below.

Sources

• KAST Crypto Cards Page