MEXC has changed how its card cashback is paid. Eligible purchases now earn 4% to 10% in USDT automatically, with the reward credited to the cardholder's Fiat account within three calendar days after settlement. The previous process calculated cashback monthly and paid it to the Spot account by the 15th of the following month.
MEXC announced the faster payout on November 1. Its cashback FAQ, published October 30, supplies the details absent from the short announcement: rates, monthly caps, settlement timing, exclusions and refund treatment.
Cashback now arrives after each purchase settles
The cashback rates are not new. MEXC already offered three VVIP-linked levels, but users previously waited until the following month for a combined payout. Under the new process, MEXC calculates each eligible purchase at settlement and credits the USDT reward within T+3 calendar days. There is no claim button and no points conversion.
The applicable rate and remaining allowance follow the user's VVIP level when the transaction settles. A later upgrade increases the remaining allowance for that month; a downgrade can reduce it to zero if the user has already earned more than the lower tier permits.
MEXC Card cashback rates and monthly caps
| VVIP level | Cashback rate | Monthly cap |
|---|---|---|
| Standard | 4% | 50 USDT |
| Premier | 6% | 150 USDT |
| Elite | 10% | 800 USDT |
The cap is shared across every eligible MEXC Card held by the same user and resets at 00:00 UTC+8 on the first day of each month. Elite reaches its 800 USDT ceiling after 8,000 USDT of eligible spending at 10%. Standard reaches 50 USDT after 1,250 USDT at 4%, while Premier reaches 150 USDT after 2,500 USDT at 6%.
MEXC says the app takes precedence if its displayed rates or caps differ from the FAQ. Users should therefore confirm their current VVIP level and allowance before directing a large purchase to the card.
Exclusions and card fees still determine the net return
Transactions excluded by merchant-category rules, forced-authorisation purchases and transactions blocked by risk controls earn no cashback. Any part of a purchase above the user's remaining monthly allowance also earns nothing. If a purchase is refunded, MEXC removes the reward without restoring that amount to the month's available cashback allowance.
The two MEXC cards have different costs. The Global Card charges a 1% transaction fee, with no crypto-conversion fee and no MEXC markup over Visa's exchange rate. The APAC Card charges no transaction or crypto-conversion fee but adds 1% to cross-border purchases. Those fees matter when comparing the offer with other cashback crypto cards.
Prospective users can compare the payout mechanics with Avici, which recently promoted category-specific SOL cashback, or review the broader crypto card directory before choosing a card.
Overview
MEXC has replaced its monthly card-cashback payout with automatic USDT crediting within three calendar days after each eligible transaction settles. Rates remain tied to VVIP level: 4% capped at 50 USDT for Standard, 6% capped at 150 USDT for Premier, and 10% capped at 800 USDT for Elite. The Global Card's 1% transaction fee and the APAC Card's 1% cross-border fee still reduce the net return where applicable.
