A new trend in 2026 is the shift from direct cashback to "Points-based" systems. Cards like Tria use these systems to qualify users for future token airdrops and ecosystem rewards.
Points vs. Direct Rebates
Traditional rewards are paid out instantly. Points systems, however, accrue "XP" or "Points" based on your spending volume. These points often act as a multiplier for future ecosystem events.
Verifying Point-to-Token Value
The challenge for users is that the "real world value" of points is often unknown until a Token Generation Event (TGE). We recommend treating points as a speculative bonus rather than guaranteed income (Source: SpendNode Editorial Policy).
Partner Ecosystem Airdrops
Some cards qualify you for third-party airdrops simply for holding the card or spending a certain amount. This creates a multi-layered reward structure that rewards long-term ecosystem participation.