Binance France will close customer accounts from December 31, 2026, and introduce monthly fees starting November 29, according to WuBlockchain's November 7 report. For customers in France, the earlier date determines when leaving assets on the exchange starts costing money.
French publications Cryptoast and CryptoActu report that Binance communicated the changes by email to customers. Their accounts describe deposits already being blocked, a minimum monthly charge of 10 USDC, and further handling of assets left after closure. The reported wind-down concerns Binance France customer accounts, not Binance's worldwide operations.
November 29 starts the fee clock
Cryptoast reports that the monthly charge will equal 0.025% of the account balance or 10 USDC, whichever is higher. November 29 is the calculation date, with the first deduction scheduled within the following three days. A second deduction is expected after December 24.
Customers who withdraw all their crypto before November 29 will avoid these charges, according to the reported email.
That schedule creates two separate deadlines. December 31 concerns account closure. November 29 concerns the cost of keeping a balance while the account remains open. A customer who plans to leave in December could therefore complete the withdrawal before closure and still incur a fee.
Owners who rarely check their accounts could easily overlook the earlier deadline. By the time they read a final closure reminder, the calculation date may have passed. The fee timetable gives customers a reason to review residual balances alongside their main holdings, including assets they may have stopped using.
A partial withdrawal also deserves attention: the reported exemption applies to accounts emptied before the calculation date.
The minimum charge weighs on smaller balances
The percentage rate looks modest when read alone. The 10 USDC floor changes the economics.
Using the reported formula, the percentage charge reaches 10 USDC at a balance valued at 40,000 USDC. Below that level, the minimum determines the deduction. The examples below apply the published fee schedule to illustrative balances.
| Illustrative balance | One scheduled charge | Share of starting balance |
|---|---|---|
| 100 USDC | 10 USDC | 10% |
| 1,000 USDC | 10 USDC | 1% |
| 40,000 USDC | 10 USDC | 0.025% |
| 100,000 USDC | 25 USDC | 0.025% |
CryptoActu reports that fees will be taken from available USDC first, then from other crypto assets if necessary. If the available balance is smaller than the fee, the deduction is capped at that balance and consumes it.
For a small dormant account, the minimum can therefore matter more than any decision about the holdings themselves. An illustrative 100 USDC balance loses one tenth to a single 10 USDC deduction. Two such deductions would consume 20% of the starting balance, assuming no other changes.
Larger accounts face a different calculation. Above the threshold, the fee grows with the balance. Leaving assets behind becomes an explicit recurring expense for both groups, although the proportional burden is much heavier below 40,000 USDC.
Closure leaves a custody decision
Cryptoast attributes the wind-down to Binance's failure to obtain the required MiCA authorization. Its report reproduces notice language saying that accounts with assets remaining after December 31 may be treated as inactive, potentially leading to conversion, transfer, or other treatment of those assets.
That wording gives customers a practical reason to complete their own transfers before closure. Allowing the deadline to pass leaves the subsequent handling to the exchange.
The immediate choice is between another exchange account and a wallet controlled by the customer. Those routes put different responsibilities on the holder. With another exchange, account access and withdrawals continue to depend on that provider. With a personal wallet, the customer takes responsibility for the credentials needed to move the assets. SpendNode's guide to spending from your own wallet covers the related custody distinction.
Customers should also assess a migration asset by asset. Before initiating a transfer, they should check that the destination accepts the intended asset on the intended network, review the withdrawal charge shown in their account, and confirm access to the receiving wallet. A small test transfer can help check the route before moving the remaining balance.
Making these checks early can help customers avoid a rushed transfer as the fee date approaches. The reported schedule gives them time to choose a destination before November 29, rather than treating December 31 as the only date requiring action.
Overview
Binance France's reported customer notice sets account closure for December 31, with monthly fees beginning from a November 29 calculation date. The charge is 0.025% of the balance, subject to a 10 USDC minimum.
The minimum makes smaller residual balances particularly exposed. Customers who empty their accounts before November 29 avoid the reported monthly charges; assets remaining after December 31 may undergo further handling under the closure notice.
