
Interchange Fees 101: How Crypto Card Issuers Make Money
How do crypto cards fund their cashback? Learn about interchange fees, scheme fees, and the hidden revenue model behind your favorite crypto card.
Listen to narrated articles from the SpendNode Journal. The feed covers crypto policy, payment rails, stablecoins, market structure, and crypto cards, with each episode linking back to the full written analysis. The full RSS feed lives at /audio.xml if you want to pull it into an app that accepts external feeds.


How do crypto cards fund their cashback? Learn about interchange fees, scheme fees, and the hidden revenue model behind your favorite crypto card.

How do crypto card travel perks stack up against the Amex Platinum? Compare Priority Pass, lounge access, and travel insurance for 2026.

Learn how white-label issuers like Baanx and Striga power your favorite crypto cards. Discover the infrastructure behind the Web3 payment revolution.

Don't let your crypto card balance bleed away. Learn about inactivity fees, maintenance charges, and minimum balance requirements in 2026.

Why are crypto cards cutting Spotify and Netflix rebates? Discover the shift toward sustainable reward models and what replaces 'free' subscriptions.

The end of 'sending your passport' is here. Learn how ZK-KYC and Self-Sovereign Identity (SSI) are making crypto cards private and secure.

How smart contracts protect your crypto card from fraud. Learn about on-chain spending limits, guardians, and the future of decentralized card security.

Trace the evolution of crypto off-ramps. Discover how direct card spending is replacing centralized exchange withdrawals for faster, cheaper liquidity.

Beware of the 'Zero Fee' trap. Learn how crypto cards use hidden spreads to charge you more than a transparent commission on your purchases.

How Multi-Party Computation (MPC) protects crypto cards: threshold signatures, key share architecture, vs. multisig comparison, real security incidents, and implementation across 12 major cards.