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Fee Analysis

Fee Analysis

Hidden costs, spread traps, FX markups, and the true cost of crypto spending.

14 articles
Gnosis Pay vs Tria: Self-Custody Card Showdown 2026

Gnosis Pay vs Tria: Self-Custody Card Showdown 2026

Complete comparison of Gnosis Pay and Tria self-custody crypto cards. We break down security models, fees, supported chains, and which card wins for different user profiles in 2026.

Feb 5, 2026Read Analysis →
Avici Enables Zero-Fee Swaps: The New Meta for Tax-Efficient Spending

Avici Enables Zero-Fee Swaps: The New Meta for Tax-Efficient Spending

Avici has launched zero-fee swaps and card top-ups. Analyze how this minimizes tax drag and why 'Zero Fee' is the ultimate feature for 2026.

Feb 5, 2026Read Analysis →
The Real Break-Even Math on Crypto Card Fees

The Real Break-Even Math on Crypto Card Fees

Learn how to calculate the true break-even point for crypto cards with annual fees and staking requirements. Stop overpaying and start optimizing your net ROI.

Feb 5, 2026Read Analysis →
The Crypto Card Tax Manual: 2026 Edition

The Crypto Card Tax Manual: 2026 Edition

A 2000-word authoritative guide to navigating crypto taxes in 2026. From IRS Form 1099-DA to UK CARF and the automated reporting stack you need to stay compliant.

Feb 5, 2026Read Analysis →
The Real Cost of USDC: Spread vs Gas vs Card Fees

The Real Cost of USDC: Spread vs Gas vs Card Fees

USDC looks like a 1:1 dollar, but real costs show up in spreads, gas, and card fees. Learn to model them, compare routes, and spend smarter with a checklist.

Feb 5, 2026Read Analysis →
Is BTCFi Actually Becoming a Thing, or Is It Just Rebranded DeFi?

Is BTCFi Actually Becoming a Thing, or Is It Just Rebranded DeFi?

Bitcoin-native yield and BTC-secured applications (BTCFi) are surging in 2026. Explore how this evolution affects crypto card liquidity and Bitcoin spending.

Feb 5, 2026Read Analysis →
How Card Spend Converts On-Chain (and Where Slippage Hides)

How Card Spend Converts On-Chain (and Where Slippage Hides)

Understand how crypto card spending converts to on-chain liquidity, where slippage and spread hide, and how to benchmark costs and rewards for net ROI.

Feb 5, 2026Read Analysis →
Wells Fargo's Inactivity Fee Trap vs. Crypto Card Transparency

Wells Fargo's Inactivity Fee Trap vs. Crypto Card Transparency

A viral Reddit story reveals the nightmare of traditional bank inactivity fees. Compare these hidden costs with the transparent fee models of 2026 crypto cards.

Feb 5, 2026Read Analysis →
Zero FX Fees on Crypto Cards: What It Actually Covers (and Doesn't)

Zero FX Fees on Crypto Cards: What It Actually Covers (and Doesn't)

Zero FX fees do not mean zero costs. Learn how card networks set rates, when DCC applies, and how to estimate real ROI on crypto card spending before you swipe.

Feb 5, 2026Read Analysis →
The Spread Trap: Why Zero-Fee Crypto Cards Cost More

The Spread Trap: Why Zero-Fee Crypto Cards Cost More

Beware of the 'Zero Fee' trap. Learn how crypto cards use hidden spreads to charge you more than a transparent commission on your purchases.

Feb 5, 2026Read Analysis →
Network Congestion and Card Failures: Spending During a Bull Run

Network Congestion and Card Failures: Spending During a Bull Run

Why does your crypto card fail when the market is pumping? Learn how network congestion and gas spikes affect real-time card payments in 2026.

Feb 5, 2026Read Analysis →
Interchange Fees 101: How Crypto Card Issuers Make Money

Interchange Fees 101: How Crypto Card Issuers Make Money

How do crypto cards fund their cashback? Learn about interchange fees, scheme fees, and the hidden revenue model behind your favorite crypto card.

Feb 5, 2026Read Analysis →
Inactivity Fees and Minimum Balances: The Hidden Crypto Card Costs

Inactivity Fees and Minimum Balances: The Hidden Crypto Card Costs

Don't let your crypto card balance bleed away. Learn about inactivity fees, maintenance charges, and minimum balance requirements in 2026.

Feb 5, 2026Read Analysis →
Crypto Card FX Fees: Complete 2026 Guide to Foreign Transaction Costs

Crypto Card FX Fees: Complete 2026 Guide to Foreign Transaction Costs

Comprehensive analysis of FX fees, conversion spreads, weekend markups, and DCC traps across 15+ crypto cards. Best options for international travelers and digital nomads.

Feb 5, 2026Read Analysis →

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Latest UpdateFeb 5, 2026