The Journal
Independent Crypto Payments Analysis
Guides & Education
Crypto Debit vs. Crypto-Backed Credit Cards: Key Differences
Jan 21, 2026•Editorial Feature
Latest Analysis
IMG
Airdrops & Incentives
Airdrops and Points: How Modern Card Incentives are Structured
Beyond simple cashback, new cards use 'Points' to incentivize ecosystem usage. We explain the mechanics.
Jan 21, 2026•Read Analysis →
IMG
Fees, FX & Hidden Costs
Foreign Exchange (FX) Fees: The Hidden Cost of Crypto Spending
We analyze how 'Zero Fee' cards often hide costs in the spread and cross-border settlement.
Jan 21, 2026•Read Analysis →
IMG
Self-Custody & Security
Self-Custody Spending: What 'Non-Custodial' Cards Actually Mean
Learn how cards from Gnosis Pay and Solflare allow you to spend without giving up your private keys.
Jan 21, 2026•Read Analysis →
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