<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://www.spendnode.io/blog/okx-mica-authorised-europe-regulatory-era-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/okx-mica-authorised-europe-regulatory-era-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-05T10:59:19.000Z</news:publication_date>
      <news:title>OKX Says It Is Fully MiCA-Authorised as Europe&apos;s Grace Period Ends</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/binance-2-billion-mesh-investment-stablecoin-payment-routes-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/binance-2-billion-mesh-investment-stablecoin-payment-routes-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-05T10:16:08.000Z</news:publication_date>
      <news:title>Binance Reportedly Leads Mesh Round at a $2B Valuation for Payment Routes</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/brazil-operation-exchange-2-billion-pcc-crypto-laundering-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/brazil-operation-exchange-2-billion-pcc-crypto-laundering-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-05T07:37:08.000Z</news:publication_date>
      <news:title>Brazil Freezes $2B in Crypto-Laundering Crackdown on the PCC Cartel</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/south-africa-sars-audit-6-million-crypto-users-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/south-africa-sars-audit-6-million-crypto-users-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-05T06:38:05.000Z</news:publication_date>
      <news:title>South Africa&apos;s SARS Targets 6 Million Crypto Users With Tax Audits</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/bis-digital-cash-central-bank-backstop-debate-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/bis-digital-cash-central-bank-backstop-debate-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-05T05:15:54.000Z</news:publication_date>
      <news:title>BIS Pushes Back on the Idea That Digital Cash Needs No Backstop</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/ethereum-87-percent-stablecoin-supply-concentration-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/ethereum-87-percent-stablecoin-supply-concentration-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-05T01:36:00.000Z</news:publication_date>
      <news:title>Ethereum Now Holds 87% of All Stablecoin Supply</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/vitalik-lean-ethereum-roadmap-starks-quantum-resistance-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/vitalik-lean-ethereum-roadmap-starks-quantum-resistance-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-05T00:35:55.000Z</news:publication_date>
      <news:title>Vitalik&apos;s &apos;Lean Ethereum&apos; Roadmap Puts STARKs and Quantum Safety First</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/public-companies-bitcoin-buying-double-mined-supply-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/public-companies-bitcoin-buying-double-mined-supply-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-04T17:38:17.000Z</news:publication_date>
      <news:title>Public Companies Bought 2x More Bitcoin Than Miners Produced in 2026</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/us-government-bitcoin-hoard-2-8x-other-nations-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/us-government-bitcoin-hoard-2-8x-other-nations-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-04T12:36:21.000Z</news:publication_date>
      <news:title>US Bitcoin Hoard Now 2.8X Larger Than Other Nations Combined</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/german-savings-banks-cooperative-banks-crypto-trading-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/german-savings-banks-cooperative-banks-crypto-trading-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-04T10:37:54.000Z</news:publication_date>
      <news:title>German Savings and Cooperative Banks Open Crypto Trading to Millions</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/brazil-central-bank-24-hour-hold-stablecoin-transfers-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/brazil-central-bank-24-hour-hold-stablecoin-transfers-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-04T08:36:03.000Z</news:publication_date>
      <news:title>Brazil Wants a 24-Hour Hold on $10K+ Stablecoin Transfers</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/us-sheriffs-drop-opposition-clarity-act-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/us-sheriffs-drop-opposition-clarity-act-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-04T05:16:15.000Z</news:publication_date>
      <news:title>US Sheriffs Group Drops Opposition to the CLARITY Act</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/revolut-delists-usdt-august-31-auto-convert-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/revolut-delists-usdt-august-31-auto-convert-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-04T03:56:07.000Z</news:publication_date>
      <news:title>Revolut Drops USDT on August 31 and Will Auto-Convert Leftover Balances</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/zcash-ironwood-upgrade-testnet-supply-verification-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/zcash-ironwood-upgrade-testnet-supply-verification-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-04T01:36:04.000Z</news:publication_date>
      <news:title>Zcash&apos;s Ironwood Upgrade Nears Testnet After the Orchard Supply Bug</news:title>
    </news:news>
  </url>
</urlset>