<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
  <url>
    <loc>https://www.spendnode.io/blog/bis-project-agora-tokenized-payments-six-currencies-august-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/bis-project-agora-tokenized-payments-six-currencies-august-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-08-01T07:16:11.000Z</news:publication_date>
      <news:title>BIS Project Agora Settles Tokenized Payments Across 6 Currencies</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/xrp-ledger-restores-batch-permission-delegation-august-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/xrp-ledger-restores-batch-permission-delegation-august-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-08-01T06:16:11.000Z</news:publication_date>
      <news:title>XRP Ledger Revives Batch and Delegation After Bug Fixes</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/tether-q2-excess-reserves-halved-4b-loss-august-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/tether-q2-excess-reserves-halved-4b-loss-august-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-08-01T05:56:18.000Z</news:publication_date>
      <news:title>Tether&apos;s Q2 Reserves Halve as Losses May Top $4 Billion</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/bitget-assetback-card-3-percent-btc-gold-tokenized-stocks-august-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/bitget-assetback-card-3-percent-btc-gold-tokenized-stocks-august-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-08-01T04:05:07.000Z</news:publication_date>
      <news:title>Bitget Assetback Card Pays Up to 3% Back in BTC, Gold, or Stocks</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/russia-extends-moscow-crypto-mining-ban-2032-august-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/russia-extends-moscow-crypto-mining-ban-2032-august-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-08-01T03:39:15.000Z</news:publication_date>
      <news:title>Russia Extends Crypto Mining Ban in Moscow Until 2032</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/pump-fun-layoffs-token-rewards-vesting-crypto-startups-august-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/pump-fun-layoffs-token-rewards-vesting-crypto-startups-august-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-08-01T02:36:00.000Z</news:publication_date>
      <news:title>Pump.fun Reportedly Cut Staff Before Their Token Rewards Vested</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/bank-of-italy-stablecoin-cash-conversion-efficiency-august-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/bank-of-italy-stablecoin-cash-conversion-efficiency-august-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-08-01T00:35:56.000Z</news:publication_date>
      <news:title>Bank of Italy Names the Real Test for Stablecoin Efficiency</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/rwa-perpetual-futures-bitcoin-volume-hyperliquid-binance-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/rwa-perpetual-futures-bitcoin-volume-hyperliquid-binance-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T08:36:09.000Z</news:publication_date>
      <news:title>RWA Perpetual Futures Hit 99.2% of Bitcoin&apos;s Volume on Hyperliquid</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/aviva-investors-tokenized-usd-fund-xrp-ledger-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/aviva-investors-tokenized-usd-fund-xrp-ledger-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T05:16:07.000Z</news:publication_date>
      <news:title>Aviva Tokenizes USD Liquidity Fund on XRP Ledger</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/open-usd-visa-mastercard-stripe-ethereum-stablecoin-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/open-usd-visa-mastercard-stripe-ethereum-stablecoin-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T04:56:12.000Z</news:publication_date>
      <news:title>Open USD Launches on Ethereum With Visa, Mastercard, Stripe Backing</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/celsius-bankruptcy-shares-nasdaq-lockup-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/celsius-bankruptcy-shares-nasdaq-lockup-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T04:16:32.000Z</news:publication_date>
      <news:title>Celsius Creditor Shares Hit Nasdaq, But 37M Are Locked Up</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/sofi-388k-crypto-products-1-2m-q2-revenue-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/sofi-388k-crypto-products-1-2m-q2-revenue-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T03:36:34.000Z</news:publication_date>
      <news:title>SoFi&apos;s 388K Crypto Products Made Just $1.2M in Q2</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/coinbase-circle-usdc-deal-auto-renews-perpetuity-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/coinbase-circle-usdc-deal-auto-renews-perpetuity-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T01:38:27.000Z</news:publication_date>
      <news:title>Coinbase Says Its USDC Deal With Circle Auto-Renews Forever</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/coinbase-third-straight-quarterly-loss-trading-slowdown-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/coinbase-third-straight-quarterly-loss-trading-slowdown-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T00:55:58.000Z</news:publication_date>
      <news:title>Coinbase Posts Third Straight Quarterly Loss as Trading Slows</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/coinbase-us500-perpetual-futures-stock-index-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/coinbase-us500-perpetual-futures-stock-index-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-31T00:36:07.000Z</news:publication_date>
      <news:title>Coinbase Launches US500 Perpetuals, Bringing Stock Index Bets Onchain</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/ready-card-stops-as-issuer-winds-down-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/ready-card-stops-as-issuer-winds-down-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-30T09:00:00.000Z</news:publication_date>
      <news:title>Ready Card Stops as Its Issuer Winds Down</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.spendnode.io/blog/south-korea-crypto-tax-january-2027-july-2026/</loc>

    <image:image>
      <image:loc>https://fbdfurqh55jjxjwf.public.blob.vercel-storage.com/blog/south-korea-crypto-tax-january-2027-july-2026.webp</image:loc>
    </image:image>
    <news:news>
      <news:publication>
        <news:name>SpendNode</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-07-30T08:19:02.000Z</news:publication_date>
      <news:title>South Korea Confirms Crypto Tax Launch for January 2027</news:title>
    </news:news>
  </url>
</urlset>